*This is the 19th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* Ever since my husband started his business, we have been earning less money than he makes. This means we are taking money from savings each month. Our emergency fund has almostContinue Reading..

*This is the 18th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* Earlier in the month, we discussed the importance of writing out goals for a spending freeze. Without a goal for your money, it will not be utilized to its maximum potential, andContinue Reading..

*This is the 17th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* I remember when I got my first large sum of money when I was barely a teenager. I had worked a whole month for just over $300 babysitting two girls whoContinue Reading..

*This is the 16th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* Believe it or not, life goes on when you are doing a voluntary or involuntary spending freeze. Birthdays, holidays, anniversaries, weddings, and more will happen and you have to be ready.Continue Reading..

*This is the 14th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* Sometimes I get the itch. You know? The one where I’m a bit tired of my every day life and I want something more. I got the itch when I startedContinue Reading..

*This is the 13th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* The two main problems most people complain about are that they have no money and they have no time. When you have neither one, you can feel really overwhelmed with life.Continue Reading..

*This is the 12th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* Since going on a spending freeze over a year ago, I’ve learned that you can save money quite easily by doing just one simple thing: staying at home. © Brian JacksonContinue Reading..

*This is the 11th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* Remember in your elementary school days when you would receive RAKs from your teacher for doing kind things for others? RAKs, or Random Acts of Kindness, were something that our teachers obviously wantedContinue Reading..

*This is the 10th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* Sometimes during a spending freeze, you can get so caught up in what you cannot do that you forget the world of possibilities that exists around you. I’ll admit that I haveContinue Reading..

*This is the 9th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* Dating and spending freezes don’t mix, do they? Sure they do!! You can do a ton of stuff for completely FREE in the comfort of your own home. © Rido / Dollar PhotoContinue Reading..

*This is the 8th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* My attempts at managing our money fairly well fell by the way side shortly after we started a family. For me this had nothing to do with spending money on my daughter.Continue Reading..