We bought a house 2 1/2 years ago. When I say bought, I mean we borrowed a large amount of money, forked over a small amount of cash, and landed ourselves a 30-year loan with a payment that includes the cost of the mortgage, home insurance, taxes, and private mortgage insurance (or PMI). © IrianaContinue Reading..
30+ Classic Christmas Cartoons You Can Watch on YouTube
Every year, I so look forward to watching classic Christmas cartoons while the snow is falling, snuggling under a thick, puffy blanket with some hot chocolate and marshmallows, and just relaxing for a few hours straight. Some of my fondest memories of Christmas are of when we would gather as a family to watch allContinue Reading..
How to Network as a Stay-at-Home Mom
I left the workforce in 2012 by choice. I had been working at my first “big girl” job right out of college for a mere 8 months when my first baby was born and I took my paid maternity leave. After that ran out, I quit. © koti / Dollar Photo Club It was aContinue Reading..
A Frugal Gift Guide for Bread Enthusiasts
Do you happen to know a bread aficionado or someone who really wants to learn how to make bread? If you would like to get a gift for the bread lover in your life for Christmas or a birthday, you’ve come to the right place! Below I will share my gift guide for that specialContinue Reading..
How We Save $105 a Year on Our Toddlers’ Messes
My toddler girls make incredible messes at the dinner table. They get food on their hands, face, hair, clothes, chair, and on the floor. It’s something I truly look forward to at the start of every meal…not. Disclosure: This post contains affiliate links (I’ve put a * by any link that is an affiliate link).Continue Reading..
24 Meaningful and Frugal Family Christmas Traditions
Imagine spending Christmas Eve searching for a stranger to bring home for dinner, preferably someone who is homeless. That’s how we spent Christmas Eve as a family one year at the request of my out-of-state aunt who was in charge of the family Christmas party. Because she was out-of-state, she couldn’t fly in to organizeContinue Reading..
Homemade Baby Food Products You Actually Need
Starting your bouncing baby on solids can seem very overwhelming at first, especially if you decide to go the route of making everything from scratch. I remember when I started my oldest on purees, I wasn’t sure if I should buy all the baby food products or just stick to the basics. So I thought I’d helpContinue Reading..
5 Pieces of Financial Wisdom I Would Tell My Newlywed Self
When I got married more than 7 years ago, I didn’t realize how quickly my financial picture would change. I had a lot of money (at least relative to my age) in my savings account, but my husband definitely did not have money. Less than two months after our wedding, we were selling his newerContinue Reading..
The Only Recipe for Cornish Hens You’ll Ever Need
My husband is no world-renowned chef, but when he wants to cook, he can cook. For one of our first dates, he invited me to his place for dinner. When he pulled the food out of the oven, I couldn’t believe my eyes. Tiny birds, or really tiny chickens, were on the baking sheet withContinue Reading..
The Best Way to Teach a Child Gratitude
I was a wretched, ungrateful teenager. So many times my parents would ask me to do something – a chore or some help with a quick task – and I made a huge fuss. © famveldman / Dollar Photo Club “I have homework! Do I really have to help you right now?” I don’t evenContinue Reading..
One Tip that Makes Budgeting Work in My Marriage
The word budgeting often stirs up negative feelings inside of me. © alexkich / Dollar Photo Club Money in Marriage When I was a child, my parents argued the most when it was time to budget. “Mom! It’s time to do the budget!” My dad would yell across the house. I could almost hear myContinue Reading..
4 Lessons Learned from the Spending Freeze Challenge
*This is the last day of the One Month Spending Freeze Challenge! Please click here to see all of the posts in this series.* Can you believe you made it all the way to the end of this spending freeze challenge?! I just want to give you a huge high-five and chat with you aboutContinue Reading..
How to Use a Calendar to Evaluate Your Spending
*This is the 30th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* In a few days, you will no longer be doing this spending freeze, unless you choose to continue. That means you could easily fall back into your old ways or youContinue Reading..
Financial Habits Every Family Should Practice
*This is the 29th day of the One Month Spending Freeze Challenge. Please click here to see all of the posts in this series.* You have made it so far in this spending freeze challenge. Can you see the light at the end of the tunnel? You’re almost done! © igor / Dollar Photo ClubContinue Reading..
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