You guys know I love numbers. I actually get excited to do cost comparisons. How nerdy is that, seriously? But I have made plenty of financial mistakes lately, and each one has made this ripple effect that has ultimately led our family finances to the point they are at now: painfully weak.
Before I go deeper into my story, let me ask you a question. If you were at a point that you didn’t know how you were going to pay for your house, would you keep doing the same things financially? Or would you take a step back and consider that maybe you needed to make a few changes?
How My Finances Brought Me to My Knees
I personally decided I’d better come to terms with our situation and figure out how to get better. Lucky for me, when I came to this realization, I was already blogging and reading many financial blogs. I kept reading about all kinds of ways to save money, make money, and invest money. I already knew a lot of them. But did I ever really do anything about them? Not to the point I should have.
So when my husband and I decided it was better for him to quit his current job in favor of starting his own business, we had to cut way back on basically everything. We’re not spendy people, that’s for sure, so it was hard to cut out things that we figured were essential to life.
We needed to make lasting changes to our finances to get on a better financial path, and these are the steps we took to get there.
Read the rest of this post over at The Budget Mama!